Business Owner Insurance

business owner insurance.

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Running a business is hard work and trying to find the right insurance coverage can be equally as demanding as running a business.

It’s important to know what you are getting and it’s important to get the best coverage at the lowest available cost. That’s where a Business Owners Policy (BOP) becomes challenging without the right guidance in an agent.

So what is a BOP? It’s a policy for business owners who don’t require a lot of specialized coverages. This policy features liability insurance, property coverage and business interruption. The liability will provide you with insurance if someone has an accident while they are within your place of business. The property section covers your building if you own it and your business property including supplies and inventory you have on hand. The business interruption is to cover your lost income while you are trying to get your business back up and running after a covered insurance loss.

This type of policy is generally for small and mid-sized businesses. Here are some examples of the types of businesses that fall into this category: medical offices, bakeries, accounting firms, law offices, retail businesses, and restaurants.

Though these are directed towards small or mid-sized businesses it carries a serious risk if all insurance measures are not properly covered.
Contact us today if you have questions or want to get a free quote for your business insurance needs.

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