Adding Your Teen to Your North Carolina Auto Policy

Every day we get calls from clients whose son or daughter will be getting a learner’s permit or driver’s license soon asking questions about the process and the rates.  There are lots of variables so it is always a good idea to call your agent to discuss your personal situation before you make changes. Here […]

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Safe Driving 101

In recent months, our office has seen an alarming number of accidents.  It is common knowledge the best way to prevent your auto insurance from rising is not to have an accident but did you know there are a number of things you can do to prevent both causing an accident and in some cases, […]

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How to Keep Your Auto Insurance Rates as Low as Humanly Possible

Daily we get ask by clients if there is any way to reduce their auto insurance rates.  The actual rate is set by the insurance carrier and has a number of factors built into it.  Some of the factors include things you as the consumer are unable to control like living in a city where […]

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Are Your New Gifts Covered On Your Insurance?

What gifts did you and your family receive over the holiday season?  Such a busy time of the year that most people don’t stop and think the gift you just got may need some additional insurance.  There are 3 things you need to think about when you are considering additional insurance. Could the item create […]

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4 Things You Don’t Want to Leave Home Without While Traveling

Just this week in the news there were several major pileups on interstates across the United States.  One pileup hit just a little too close to home.  My parents were just about to get on Interstate 90 in Erie, PA when the interstate was closed.  Folks around Erie, PA are well versed in traveling in […]

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No Matter What The Weather We Are Here To Service You: O’Connor Insurance’s Emergency Plan

This summer North Carolina has seen a fair number of thunderstorms complete with winds that have knocked out power in various parts of town. Our office has not be affected.  We wanted you to know our emergency plan if we should ever have an emergency that renders our office without power or Internet. Phones:  Our phones […]

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Read This Before You Drive Your Car With a Passenger In It

This past Saturday I grabbed the mail and started to quickly shuffle through. I almost passed on opening a letter from my car manufacturer thinking it was a solicitation for the next tune up.  When I opened the letter I was surprised to learn my car was part of the massive airbag recall that is […]

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Attention: Erie Insurance Clients Do You Have A Road Trip Planned?

Are you insured with Erie Insurance Group? If you are take a look at your declaration policy and see if you have Roadside Assistance on your cars.  The coverage is very inexpensive on both personal and business policies.  If you have it put this information in a safe place for future reference.  Erie Insurance has […]

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Don’t Leave Home With Out These Emergency Items for Your Car

When I turned 16 back in 1990 my Dad showed me the emergency car kit and gave me the basics for lighting a flare and jumping a car. Yup I actually do know how to use jumper cables. He even showed me how to change a tire and where the tire iron and spare tire […]

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6 Things You Need to Know if You Witness a Car Accident

Last month we shared tips about what to do if you are involved in an accident. You can check out the blog 8 Steps To Take When You Have a Car Accident if you missed it. Now let’s talk about what you need to do if you witness an accident.  According to Erie Insurance 5.4 […]

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Please Drive While You Are Driving Driving Distractions – That Will Scare the H-E-double hockey Sticks Out of You

As a mother, wife, sister, and insurance agent people’s driving habits are on my mind more than the average “normal” person.  If someone speeds (and I am not talking about 39 in a 35) on the parkway by my house I am worried that not only my life but the lives of my friends and […]

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How Are Auto Rates Set in North Carolina

Last night on Nextdoor I noticed a post from a concerned neighbor about auto insurance increasing. The post went on to say the insurance carrier said it was because of a state rate increase.  There was a lot of confusion from other neighbors about what that meant and if it was factual.  I love that […]

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8 Steps to Take When You Have a Car Accident

According to insurance industry statistics the average person has a car accident every 17.9 years. Considering most people are average to above average drivers it is natural to assume you will forget what to do if you find yourself in the unfortunate situation of having a car accident. According to the North Carolina Driver’s Handbook […]

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Do You & Your Employees Know the Rules of the Road?

Having moved to North Carolina from Pennsylvania I was shocked when I found out I had to retake the driver’s test. Most clients can’t believe it when we tell them that is necessary to obtain your North Carolina Driver’s License.  The truth is if I hadn’t had to do that I never would have learned […]

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Do I Need Uninsured and Underinsured Motorist Coverage?

The name of the coverage sounds like it came directly out of an insurance text book right? While the name is complex the coverage itself is relatively straight forward and if you live in North Carolina not very expensive. If you look at your auto declaration page, you will see a line item that typically […]

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