Does My Business Need Employment Practices Liability Insurance (EPLI)?

How do you know if your business needs Employment Practices Liability Insurance (EPLI)?  You have heard a million times that small business owners wear “many hats.”  As a small business owner you are well aware just how many hats you wear because if you are like me (owner of O’Connor Insurance) there are some days […]

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How To Take Your Home from Cookie Cutter to Custom

If you just bought a new house or are looking to update your current home’s decor you have to check out a new video blog one of O’Connor Insurance’s clients just started called Cookie Cutter to Custom.  In the videos, Laura gives her input on how to make your home go from boring to custom.  She […]

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Adding Your Teen to Your North Carolina Auto Policy

Every day we get calls from clients whose son or daughter will be getting a learner’s permit or driver’s license soon asking questions about the process and the rates.  There are lots of variables so it is always a good idea to call your agent to discuss your personal situation before you make changes. Here […]

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Giving Your Valentine the Gift of Life Insurance

Not exactly a gift in a beautiful box filled with a sugary goodie tied with a bow on it right?  While life insurance many not be what you would typically consider a gift; statistics show a third of people wish their spouse or partner had life insurance or wish they had more of it.  Have […]

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Are Your New Gifts Covered On Your Insurance?

What gifts did you and your family receive over the holiday season?  Such a busy time of the year that most people don’t stop and think the gift you just got may need some additional insurance.  There are 3 things you need to think about when you are considering additional insurance. Could the item create […]

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Life Insurance: The Story You Need to Read About the Insurance You Need

No one really wants to talk about life insurance. Most people feel as if uttering the very words may make a black cloud suddenly form over your head.  Many of our clients feel that exact same way.  Over the 16+ years that O’Connor Insurance has been in business, we have paid six life insurance death benefits. […]

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7 Home Insurance Coverage Differences You Need to Know Before You Have a Claim

Insuranceez?  That is what it sounds like to most people when you hear terms like HO3 and HE7/21. The terms refer to different home insurance policies available in North Carolina.  If you are like most people your home is the single biggest asset you will ever purchase.  You want to make sure you have it protected and covered […]

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How Are Auto Rates Set in North Carolina

Last night on Nextdoor I noticed a post from a concerned neighbor about auto insurance increasing. The post went on to say the insurance carrier said it was because of a state rate increase.  There was a lot of confusion from other neighbors about what that meant and if it was factual.  I love that […]

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Do I Need Uninsured and Underinsured Motorist Coverage?

The name of the coverage sounds like it came directly out of an insurance text book right? While the name is complex the coverage itself is relatively straight forward and if you live in North Carolina not very expensive. If you look at your auto declaration page, you will see a line item that typically […]

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