Does My Business Need Employment Practices Liability Insurance (EPLI)?

How do you know if your business needs Employment Practices Liability Insurance (EPLI)?  You have heard a million times that small business owners wear “many hats.”  As a small business owner you are well aware just how many hats you wear because if you are like me (owner of O’Connor Insurance) there are some days […]

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Read This Before You Renew Your Workers Comp

Workers Compensation Renewal Checklist Are you dreading your upcoming workers compensation renewal?  If you manage to find something else to do every time you consider digging through your policy to check for changes you will be glad you took a moment to read this article.  You may even feel like pulling out your declaration pages […]

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Business Lessons from 17 Years in Business

Thank You for 17 Years! On every business anniversary, I reflect to the day O’Connor Insurance Associates officially hung the proverbial “Shingle” (or open sign).  The business was started by Terry out of our spare bedroom.  That is the norm now but back in 2000 there wasn’t a lot of talk about virtual space.  It […]

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Everything you need to be prepared for your Workers Compensation Premium Audit

Prepare for Your Workers Compensation Premium Audit Workers compensation audits are routine for any business that has workers’ compensation insurance.  There are lots of things you can do throughout the year and immediately before the audit to make the process painless.  More importantly if you keep up with this all year long you drastically reduce […]

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8 Steps to Take When You Have a Car Accident

According to insurance industry statistics the average person has a car accident every 17.9 years. Considering most people are average to above average drivers it is natural to assume you will forget what to do if you find yourself in the unfortunate situation of having a car accident. According to the North Carolina Driver’s Handbook […]

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Independent Contractor or Employee? Answering 2 Simple Questions Can Save Your Business from Financial Ruin

When you started your business I bet you never contemplated all the different things you would have to learn in order to make your business a success.  Even if you started with just one person out of the spare bedroom in your house I am sure you quickly realized you had a need for departments.  […]

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