Do I Need Flood Insurance?

Before you can decide if you need flood insurance let’s start at the beginning by discussing exactly what it is.  You know from watching the television Texas is in the midst of a terrible flooding situation.  Seeing that horrible devastation makes people wonder if it can happen in Charlotte, NC. In order to decide if […]

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Does My Business Need Employment Practices Liability Insurance (EPLI)?

How do you know if your business needs Employment Practices Liability Insurance (EPLI)?  You have heard a million times that small business owners wear “many hats.”  As a small business owner you are well aware just how many hats you wear because if you are like me (owner of O’Connor Insurance) there are some days […]

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How To Take Your Home from Cookie Cutter to Custom

If you just bought a new house or are looking to update your current home’s decor you have to check out a new video blog one of O’Connor Insurance’s clients just started called Cookie Cutter to Custom.  In the videos, Laura gives her input on how to make your home go from boring to custom.  She […]

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Adding Your Teen to Your North Carolina Auto Policy

Every day we get calls from clients whose son or daughter will be getting a learner’s permit or driver’s license soon asking questions about the process and the rates.  There are lots of variables so it is always a good idea to call your agent to discuss your personal situation before you make changes. Here […]

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Read This Before You Renew Your Workers Comp

Workers Compensation Renewal Checklist Are you dreading your upcoming workers compensation renewal?  If you manage to find something else to do every time you consider digging through your policy to check for changes you will be glad you took a moment to read this article.  You may even feel like pulling out your declaration pages […]

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How to Keep Your Auto Insurance Rates as Low as Humanly Possible

Daily we get ask by clients if there is any way to reduce their auto insurance rates.  The actual rate is set by the insurance carrier and has a number of factors built into it.  Some of the factors include things you as the consumer are unable to control like living in a city where […]

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Giving Your Valentine the Gift of Life Insurance

Not exactly a gift in a beautiful box filled with a sugary goodie tied with a bow on it right?  While life insurance many not be what you would typically consider a gift; statistics show a third of people wish their spouse or partner had life insurance or wish they had more of it.  Have […]

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Best Sites for Photo Storage Backup

A lot of New Year’s Resolutions revolve around getting organized.  If you surf Pinterest you will see millions of ideas for getting your house, closet, car, basement, attic, kitchen, bath and just about anything else you can think of organized.  There are also countless Pins for getting your paperwork and photos organized after you get […]

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Are Your New Gifts Covered On Your Insurance?

What gifts did you and your family receive over the holiday season?  Such a busy time of the year that most people don’t stop and think the gift you just got may need some additional insurance.  There are 3 things you need to think about when you are considering additional insurance. Could the item create […]

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Thought You Knew How to Protect Your Home from Burglars? Think Again.

Think you have heard it all when it comes to how to protect your house from burglars?  This exclusive news piece from a station in Oregon, KGW8, is nothing short of fascinating.  The KGW8 news station sent questionnaires to 86 inmates serving time for burglary in the Oregon Department of Corrections. There is a short […]

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Answering The Million Dollar Question: How Much Life Insurance Do I Need?

One of the hardest things to imagine is how much money your family would need if you were no longer here. People that work have an estimation based on what they earn but anyone that stays home knows while the job description is amazing the pay is in kisses and hugs not dollars. Makes it […]

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5 Things You Need to Know About Life Insurance Before You Start the Process

Technology has changed a lot of things in our lives.  We are accessible 24/7 via our phones, tablets, email the list goes on and on.  Information is available at our fingertips.  You want to know about the Australian Dingo just pull up a web browser on any of your devices and instantly you can see […]

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7 Home Insurance Coverage Differences You Need to Know Before You Have a Claim

Insuranceez?  That is what it sounds like to most people when you hear terms like HO3 and HE7/21. The terms refer to different home insurance policies available in North Carolina.  If you are like most people your home is the single biggest asset you will ever purchase.  You want to make sure you have it protected and covered […]

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