Expiration Dates – not just for insurance policies

October 25, 2017

Blog, Chalk Talk

Insurance policies expire everyone knows that. But did you know your detectors expire too? Your smoke detectors and carbon monoxide detectors expire and if even they are in working order it is recommended you replace them when they expire.   The carbon monoxide detector has a date printed on it. I took a...

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Do I Need Flood Insurance?

August 29, 2017

Blog, Chalk Talk

Before you can decide if you need flood insurance let’s start at the beginning by discussing exactly what it is.  You know from watching the television Texas is in the midst of a terrible flooding situation.  Seeing that horrible devastation makes people wonder if it can happen in Charlotte, NC....

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Does My Business Need Employment Practices Liability Insurance (EPLI)?

June 20, 2017

Blog, Chalk Talk

How do you know if your business needs Employment Practices Liability Insurance (EPLI)?  You have heard a million times that small business owners wear “many hats.”  As a small business owner you are well aware just how many hats you wear because if you are like me (owner of O’Connor...

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How To Take Your Home from Cookie Cutter to Custom

June 20, 2017

Blog, Chalk Talk

If you just bought a new house or are looking to update your current home’s decor you have to check out a new video blog one of O’Connor Insurance’s clients just started called Cookie Cutter to Custom.  In the videos, Laura gives her input on how to make your home...

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Adding Your Teen to Your North Carolina Auto Policy

May 22, 2017

Blog, Chalk Talk

Every day we get calls from clients whose son or daughter will be getting a learner’s permit or driver’s license soon asking questions about the process and the rates.  There are lots of variables so it is always a good idea to call your agent to discuss your personal situation...

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Read This Before You Renew Your Workers Comp

April 28, 2017

Blog, Chalk Talk

Workers Compensation Renewal Checklist Are you dreading your upcoming workers compensation renewal?  If you manage to find something else to do every time you consider digging through your policy to check for changes you will be glad you took a moment to read this article.  You may even feel like...

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How to Keep Your Auto Insurance Rates as Low as Humanly Possible

March 20, 2017

Blog, Chalk Talk

Daily we get ask by clients if there is any way to reduce their auto insurance rates.  The actual rate is set by the insurance carrier and has a number of factors built into it.  Some of the factors include things you as the consumer are unable to control like...

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Giving Your Valentine the Gift of Life Insurance

February 14, 2017

Blog, Chalk Talk

Not exactly a gift in a beautiful box filled with a sugary goodie tied with a bow on it right?  While life insurance many not be what you would typically consider a gift; statistics show a third of people wish their spouse or partner had life insurance or wish they...

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Best Sites for Photo Storage Backup

February 14, 2017

Blog, Chalk Talk

A lot of New Year’s Resolutions revolve around getting organized.  If you surf Pinterest you will see millions of ideas for getting your house, closet, car, basement, attic, kitchen, bath and just about anything else you can think of organized.  There are also countless Pins for getting your paperwork and...

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Are Your New Gifts Covered On Your Insurance?

January 12, 2017

Blog, Chalk Talk

What gifts did you and your family receive over the holiday season?  Such a busy time of the year that most people don’t stop and think the gift you just got may need some additional insurance.  There are 3 things you need to think about when you are considering additional...

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