General Liability Insurance

Comprehensive protection that keeps up with your industry.

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General liability insurance for businesses operating throughout the Greater Charlotte, NC area.

No matter the size and nature of your business, there are always uncertainties. We’ll work with you to determine your business risks and we’ll put together a general liability insurance package that makes sense for your business. We provide specific expertise for businesses with greater than 10 employees as we can strategically assess risk and work with carriers to find the best liability insurance policy.

When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment and staff. Less obvious–but no less important–is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.

General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client).

It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk. We also encourage and guide clients to fill gaps in coverage with errors & omissions insurance. As we asses your businesses potential risks, we’ll ask the right questions to fill those gaps and leave you feeling confident.

Your business needs general liability insurance if you ever meet clients (at your business or theirs), or have any physical access to their equipment. Additionally, general liability insurance may be a requirement before some businesses will sign a contract with you. The vast majority of businesses meet these criteria, but it’s especially important for contractors, electricians, HVAC, landscapers and more to have adequate general liability coverage.

General liability insurance is a common necessity for most businesses. We can help you to determine a policy that works for your unique business. We’re more than a typical insurance agency. Our cross-industry expertise and strategic approach to insurance helps our clients mitigate risk and grow their operation with peace of mind.

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As an independent agency, we offer multiple options at competitive prices.

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