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Personal Insurance

8 Steps to Take When You Have a Car Accident

By March 23, 2016 September 13th, 2019 No Comments

According to insurance industry statistics the average person has a car accident every 17.9 years. Considering most people are average to above average drivers it is natural to assume you will forget what to do if you find yourself in the unfortunate situation of having a car accident.

According to the North Carolina Driver’s Handbook there are a few steps you must take immediately if you are involved in a car accident. O’Connor Insurance added a few things from our 16+ years of experience and created a great infogram you can print and put in your car.

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Just remember to stick a pen with it and you won’t have to worry about forgetting anything. Just in case you want to look over any other rules of the road you can check out the NC Driver’s Handbook by opening the pdf here.
After you are finished at the scene of the accident give your agent a call. We file accident claims almost every day.  Your agent’s job is to give you advice and get you started in the right direction even if you are not at fault in the accident.

Make sure you review your car insurance coverage every year and any time you make a change like adding a car or a driver. Your agent should educate you so you can make informed buying decisions.  That prevents you from being surprised at how high your deductible is or upset you have no coverage for a rental car.  Take the time now to make sure if you need your insurance you are happy with the coverage provided.